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Job Descrption
Updraft is a rapidly growing Fintech company based in London. Our mission is to revolutionize the way people manage their finances and empower them to achieve their financial goals. We offer personalized loans and innovative financial services to help individuals pay off credit cards, overdrafts, and other debts.
About the role
- Use data to deep dive into credit risk and operational problems to optimise performance and increase efficiency. Provide solutions to complex business problems, take ownership and drive the initiatives to implement them. Produce suitable documentation and present work to stakeholders.
- Focus on producing the analytics for designing the strategies for originations, collections and pricing.
- Design, develop and maintain Dashboards, Analytics and Reporting
- Work closely with the Data Science, Engineering, Operations and Senior Management to evaluate different opportunities
- Enhance data-driven and experimentation mindset across the business
Requirements
- Problem solving skills and an analytical mindset
- Experience in working in a startup lending environment
- Understanding of fundamentals of probability and statistics
- Good understanding of the concepts of forecasting, process optimisation and data visualisation
- Excellent knowledge of SQL
- Comfortable working without direct supervision on outcomes that have a direct impact on the business
- Adoption of champion/challenger (A/B test) approaches and techniques
- Data visualisation skills
- Curious about the data and have a desire to ask "why?"
- Understand the UK regulatory landscape including Consumer Duty relating to consumer lending
Bonus if:
- Can code in an additional language, such as Python
- Statistical Modelling experience
- Have worked at a start-up before
Benefits
- As an early-stage employee in a fast-moving startup, you have the opportunity to shape the structure of the organisation, team and social strategy;
- We support flexible working
- Company pension
- Flexibility to work at home and in the office
- We welcome applications from all and are fully committed to diversity and equality as an equal opportunities employer.
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