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Secondary Marketing - Lock Desk at Summit Funding
Sacramento, United States


Job Descrption

Company Description

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders.  When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best.  In 2022 we were proud to play a part in making the dream of homeownership a reality for over 10,000 people. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.

Benefits and Perks:

  • Opportunity to further a career in a competitive, fast-paced growing industry where you can make a difference in people’s lives.
  • Opportunity to earn competitive compensation.
  • Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more.
  • Fun team atmosphere, professional development, and more.

Job Description

Secondary Specialist - Lock Desk

Starting pay ranges $23-$30/hr DOE

This position reports out of the Sacramento corporate office but is available as hybrid-remote or remote based on location. The schedule is 8am-5pm PST. 

The Secondary Specialist will oversee all mortgage loans that are locked including those which need a revision, will maintain Optimal Blue users and pricing, and Pricing Exception application. The Secondary Specialist works collaboratively with their team and provides support to Summit's nationwide branches.

What you would be doing:

  • Upload daily pricing for all Summit programs in Optimal Blue.
  • Lock all loans within our Pricing Engine Optimal Blue and LOS system Encompass.
  • Revise locks in Optimal Blue, LOS system, and with investors.
  • Manage pipeline views for different job functions.
  • Approve all PEP (Pricing Exception Policy) when branches have the funds.
  • Deny PEP when branches are negative in funds.
  • Run reports in Encompass.
  • Add PEP on competitive and extensions to lock in Optimal Blue.
  • Know how to read Rate sheet, LLPA's.
  • Know how to Price loans manually as well as Rate Renegotiations.

Additional responsibilities for advanced experience of 3 plus years:

  • Review and update various funding reports on any loan with a variance.
  • Review report and advise weekly the LO Comp and Branch Margin discrepancies for Accounting/Finance.
  • Run Best Execution all Non-QM locks.
  • Monitor all price exceptions, making sure data is correct and proper process is followed.
  • Add/Remove users in Optimal Blue.
  • Create new branches in Optimal Blue, when needed.
  • Complete proper set up process when a new investor and/or program is approved in Optimal Blue. 

Qualifications

  • Minimum 2 years related experience or equivalent.
  • Must be proficient in Microsoft Office software, Excel and Word. 
  • Ability to work a full time schedule of 8am-5pm PST.

Additional Information

All your information will be kept confidential according to EEO guidelines.

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SUMMIT FUNDING
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